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It's easy to apply for anything up to $1000*

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$1000
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What are payday loans?

How can fast payday loans help me?

Payday loans are short term financial solutions that help you until you get paid. If you're having cash flow problems, we could help you get on your way to payday in just one hour!.

Why should I apply for a payday loan?

Payday loans are fast, convenient and get money straight to your bank account.
They're easy to apply for, and you don't need to put any collateral up against them.
Just apply, get a fast decision and the cash could be yours!

What our customers say

I wouldn't improve anything.
Payday-in-1-Hour.com is quick, easy and you get your loan.
Stephanie, Indiana

I've applied with other sites before, but you actually care about your customers.
Autumn, Meridan Kansas

Our lenders may offer you a loan with an APR between 260% and 652%
Implications of Non-Payment
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Renewal Policy
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.
Repeated non-payment could result in a reduced credit rating. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders. More responsible lending information.

Can I apply?

As long as you're a US resident aged
at least 18, with an active checking
account and regular income
- yes, you can!

What do you need?

Just your contact details, work and
salary details, ID (Social Security number
plus driving license / state ID number)
and checking account details.
That's all!

What then?

If you're approved, you'll be told the
repayment amount and date based
on your wage information.
If you accept the offer, repayment
happens automatically on the agreed
date.