What is a Payday loan?


A payday loan is a short term financial solution to cover an unexpected cash flow need. A payday loan can help you bridge the gap between pay days. In addition, payday loans are designed to help you cover these short term needs without incurring an assortment of bank charges.

Frequently Asked Questions:

1. How much can I borrow? You can borrow up to $1500. We strongly suggest that you take in consideration all your expenses to ensure that you have enough money in your account to repay the loan on your payday.

2. How do I repay the loan? Most lenders on PaydayInOneHour panel use a debit card attached to your account to take repayment of your payday loan.

3. How much do I need to repay? We work with a variety network of lenders whose cash advance fees are the lowest in the payday loan industry. The fees will vary depending on which lender you are matched with.

4. Do you use credit checks? No. We do not employ credit checks

5. When will I receive my Payday Loan? Depending on the lender that you qualify for, the money can be in your account in as little as one hour. You will be contacted by email or telephone shortly after you apply with instructions from your lender.

6. Can I roll my loan over to my next payday? Yes - although after rolling over the payday loan twice we will ask you to start reducing the balance. Please contact your lender in order to do that.

7. How do I apply? Just fill in our online form and you will be contacted shortly.