What amounts are available to borrow?

You can apply for a loan of $200-$1250 although the sum available to you will depend on your situation, please note that first time borrowers are more likely to be approved if they apply for less than $700.

Who qualifies for a payday loan?

It is necessary to fulfill the following requirements. You must:

• be at least 18 years old
• be a US resident
• have a regular salary
• have an active checking account.

These are the basic criteria to qualify for a loan. A poor credit history is not always a barrier to a successful application.

When will I receive my loan?

The application is simple and only takes a few moments. In some cases applications that are approved before 14:30 could receive same-day funding, or even the same hour.
Lenders that approve loans after 14:30 will most likely receive funds on the following working day if one hour payment is not available.

What information do I need to supply?

Our simple online form only needs you to provide the information detailed below:

• Your name and address
• Your date of birth and social security number
• Your contact telephone numbers and email
• Your work and pay details
• Your checking account details
• Your driving license or state ID number.

How much does a payday loan cost?

The rate of charging varies depending on the state you live in and your personal circumstances. The exact cost will be made clear to you before you are required to agree to the lender’s terms and conditions. You will be told the charges in a completely clear and transparent way and there will be no obligation for you to accept the loan offer.

Is it possible to take out multiple loans?

No. Payday-in-1-Hour offers the ability to apply for a single cash advance. They are short-term loans that should be repaid on your next payday or usually within 28 days.