Our rapid application process will put you in touch with a large number of lenders within just a few seconds. Your application will be sent to the lender best suited for your needs wherever possible.
Who is eligible?
If you are 18 years old or over, a US resident, receive a regular income of at least $800 and have an active checking account, you can apply for a loan with Payday in 1 Hour. Payday in 1 Hour can help people with all kind of credit histories find the money they need.
Loan amounts
Our lenders will allow you to borrow from $200 to $1250, although first time borrowers are advised to apply for less than $600 in order to improve their chances of success.
Once approved money can usually be available in your account within 24 hours*, or even within the same hour.
Cost of a loan
A repayment plan will be implemented when you agree to the terms and conditions, normally this will be planned for your next payday or within 28 days of the loan’s inception.
The total repayment amount will be the sum borrowed with interest and any optional fees such as one hour delivery where possible. The total cost will be clearly outlined to borrowers before agreement with the loan terms and conditions.
See our charges pages for more information
There are no administration costs, arrangement fees or any charges other than the flat interest rate on the loan itself.
Required Information
Our application form will just take a few moments of your time to complete. You will need to have the following details ready:
- Your contact details, including at least 1 landline number and your time at your current address, along with your social security number and either your State ID number or your driving license number.
- Your work details, including how often your're getting paid, the next two dates you will be receiving your paycheck and a contact number – we only rarely need to use work numbers and our operators will never disclose the reason for the call or discuss loan applications with anyone other than the person applying for the loan.
- Your checking account details, including your routing number – these will be used to transfer the money into your account and set up your repayment.
Apply Online
Complete the secure and simple application form in a few minutes. You’ll need your contact details, employment details, and checking account details, along with your social security number and either your State ID number or driving license number.
Access your money
The loan will usually reach your checking account within 24 hours, and sometimes even in an hour. Once it is in your account it is yours to withdraw and spend as you please. On your next payday the loan amount will be repaid completely.
How we use the information you provide
We require your checking account and routing details so we can transfer the loan into your account and set up the easy repayment system. Your contact details are only used to confirm your identity and your employment situation. If anyone needs to contact you or your employer for verification of your employment, the caller will always be discreet and will never discuss your loan application with anyone but you.
Contact our customer support team for further information or take a look at our FAQs if you have any more questions.
You could find fast loans today with Payday in 1 Hour.
Borrow up to $1250† in just one hour*!
Payday-in-1-Hour helps you find loans with instant decisions. All you have to do is take two minutes to fill in the easy application form and you'll get an instant decision.
As long as you're a US resident, over 18 years old and employed with an active checking account, you can apply NOW for up to $1250†!
