Why use Payday loans?

Why Use Payday Loans?

There are times when we could all use a little extra cash: unforeseen bills, a large purchase or simply the need to treat ourselves. Payday loans are designed in order to meet that need. They are short term, for modest amounts and are available almost immediately.
Our aim is to provide a simple, easy to use service with no intrusive questions, that lets you find a loan. In addition, the money will normally be accessible in your checking account within 24 hours, or even as little as one hour!

We don’t need to know your life story

Our customers simply have to supply us with some basic information in order that we can process the loan application. We don’t need your life story - we just need your address and contact details, information about your job, the amount of loan you need and your checking account details so the money can be transferred.
Our easy to use form only takes a few minutes to complete and then we will let you know you as soon as possible whether or not your application has been approved.

Payday loans can help people with poor credit ratings

All trustworthy lenders will use credit checks. However, payday lenders will usually just use the credit checking service in order to confirm the borrower’s identity and avoid fraudulent applications. In fact many borrowers use a payday loan to improve their credit score. This happens because accessing a loan successfully and repaying it on time is seen as a positive by the credit agencies.

You can access a payday loan anywhere you can get online

Work, home, an internet café or library, it does not matter to us. If you can use an internet connection to get online you can use our service to apply for a loan.

Payday Loans are short-term loans for short periods of time

Our ethos is simple. If you need cash, we’ll do our best to help you find it. Once you’ve got it, you then repay on your next payday and that’s it. Using a payday loan can help you to avoid overdraft fees or expensive credit card charges.

If you have any questions about payday loans or our company you can contact us directly

Our team can help you through the application if needed. Check out our Contact Us page

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Borrow up to $1250 in just one hour*!

Payday-in-1-Hour helps you find loans with instant decisions. All you have to do is take two minutes to fill in the easy application form and you'll get an instant decision.

As long as you're a US resident, over 18 years old and employed with an active checking account, you can apply NOW for up to $1250!